ST. TAMMANY PARISH, La. Allstate and its Arity subsidiaries are accused of paying app developers millions of dollars to collect driving information without proper consent, then using or selling that information for insurance decisions, including higher premiums. Texas filed the lawsuit in January 2025, alleging the companies built a nationwide database covering more than 45 million Americans.
The lawsuit identifies GasBuddy, Life360, Fuel Rewards and Routely, which is Arity’s own driving app. Texas alleges software embedded inside the apps collected information in the background. The driving information at issue includes location, speed, acceleration, braking, nighttime driving and phone usage. Someone did not necessarily have to install an Allstate insurance app to encounter Arity’s technology.
There have been significant developments in 2026. On March 3, a federal judge in a separate Illinois lawsuit allowed most consumer claims against Allstate and Arity to proceed. That case includes allegations that passenger activity could be incorrectly attributed to drivers and influence insurance decisions. The ruling allowed litigation to continue; it did not establish that the companies broke the law.
Meanwhile, Arity announced an Experian partnership on May 12, 2026, aimed at expanding the use of driving information in insurance shopping. The companies describe that arrangement as based on consumer consent. Arity disputes allegations of unlawful conduct and says consumers must agree before their information is shared for personalized insurance quotes. It also acknowledges that driving information can contribute to price increases or decreases.
The nationwide scope makes this a concern for Louisiana users, including St. Tammany residents, not just people living in Texas. However, the available records do not establish how many parish residents were affected or connect a specific local premium increase to these practices.
Residents can request a free driving consumer report from Arity Services, when a file exists, and dispute inaccurate information. Ask your insurer whether an Arity report or another driving behavior report influenced your quote or renewal. Using an app and knowingly agreeing to let its information influence your insurance bill are two different questions.
